How Much Does Marine Cargo Insurance Cost in 2025? Average Rates & Coverage Explained

Insurance

Source: How Much Does Marine Cargo Insurance Cost in 2025? Average Rates & Coverage Explained

Marine cargo insurance costs in 2025 vary based on cargo value, transport mode, shipping route, and coverage type. Premiums are usually calculated as a percentage of the insured value, which includes goods cost, freight, and profit margin. Average rates range from 0.1% to 2% across sea, air, and land transport. By understanding cargo insurance pricing factors, coverage options, and cost-reduction strategies, businesses can manage risks effectively while keeping insurance expenses under control.